Chartered Accountants magazine articles
Articles by independent financial planners from Quantum Financial published in the Institute of Chartered Accountants in Australia and New Zealand.
Time to fire your advisor?
Disposing of the services of a financial advisor shouldn’t be done after one or two bad patches, but if there is a reason to part ways, then the quickest way is best.
A rough guide to establishing an SMSF
Last month we introduced self managed super funds (SMSFs), the fastest growing area of super.
Financial planning, with integrity
Financial planning requires attention to detail and a structured plan.
Will you outlive your money?
It is never too early to plan retirement, because gambling with your future is not to be advised.
The best investment strategy
Rather than hoping all your investments outperform the market, there is another approach that can help maintain an upward trajectory for your bottom line.
Financial lessons from the Olympic Games
For many, the Olympics is a fun and welcome distraction from the ongoing economic uncertainty. With the saturation media coverage, it’s difficult not to be moved and inspired by epic stories of success and near
Give investing a try
Although you may find it hard to believe, there are many things that make for both a great tactical rugby game plan, and a great investment strategy.
Children and money
Now might be a good time to think about how and what your children will learn from your financial behaviour.
How to manage the financial fallout from a divorce or separation
How do you manage the financial fallout of heartbreak?
The ethics of the Wolf of Wall Street
Tim Mackay takes aim at Hollywood’s portrayal of someone who destroyed lives, yet is being celebrated through the medium of film.
Transition to retirement
Those heading towards their retirement should take stock of where they are today, and where they want to be at retirement.
Understanding the impact of inflation
When economists raise the topic of inflation today, most people’s eyes glaze over and their minds shift to their ‘happy place’. But knowledge is power.
Who needs insurance – Marge Simpson or Batman?
Discussing life insurance requirements may not be a comfortable conversation, but it’s essential if you want to look after people who depend on you.
How much do you need to retire?
It is never too early to plan retirement, because gambling with your future is not to be advised.
Pre-June 30 super health check
You regularly book your car for a service and have a dental check up. You regularly optimise your tax and review your family’s health insurance. Yet how often do you check your super?
The lure of bricks and mortar
The attraction of owning property is clear – you can touch it, you can see it and you have the peace of mind that it will be there tomorrow and the day after.
The myths of investing
To ensure that you are doing justice to your many years of hard work, it is crucial that you critically evaluate the conventional wisdom around managing your personal finances.
Planning For An Empty Nest
When children move out of home, it can be like winning the lottery. You should put thought into how best to deal with this newfound cashflow.
Planning for aged care
Aged care is expensive and, with so many Australians living longer, the demand for facilities will only become more competitive. Plan early and you can help ease the transition for you or your family.
Committing plans to paper
All the best intentions in the world will not help you navigate treacherous financial waters if you don’t have a detailed plan, and one that’s written down.
The ingredients of a winning portfolio
The similarities between developing a successful portfolio of investments and creating a successful restaurant dish are, strangely enough, pretty striking.
Get your house in order
It’s surprisingly common for family disputes over wealth to erupt after someone dies. But there are pre-emptive steps you can take to avoid this.
Advanced SMSF strategies
The final instalment of Tim Mackay’s comprehensive guide to the booming SMSF market.
Sex and Warren Buffett
For finance tragics like me, the annual release of Warren Buffet’s shareholder letter is an exciting event.